Unlock Everyday Rewards with the Chase Freedom Unlimited® Card
The Chase Freedom Unlimited® Card is a versatile cashback credit card designed to maximize everyday spending. With unlimited earning potential, no annual fee, and flexible redemption options, this card is perfect for those who want to combine simplicity with value. Whether you’re dining out, traveling, shopping online, or making daily purchases, the Chase Freedom Unlimited® Card ensures that every dollar you spend works harder for you.
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Earn unlimited 1.5% cash back on every purchase
Cardholders earn unlimited 1.5% cash back on all purchases with no caps, making it a strong choice for those who don’t want to track rotating categories.
3% cash back on dining and drugstore purchases
The Chase Freedom Unlimited® Card provides elevated rewards with 3% cash back on dining, takeout, eligible delivery services, and drugstore purchases.
0% introductory APR for purchases and balance transfers
The card offers a 0% intro APR for 15 months on purchases and balance transfers, followed by a competitive variable APR, ideal for large expenses or debt consolidation.
No annual fee
The Chase Freedom Unlimited® Card has no annual fee, allowing cardholders to maximize rewards without additional costs.
Why Choose the Chase Freedom Unlimited® Card
The Chase Freedom Unlimited® Card stands out as one of the best cashback options on the market. Cardholders earn unlimited 1.5% cash back on all purchases, making it a strong choice for those who don’t want to track rotating categories. Additionally, the card provides elevated rewards with 3% cash back on dining, takeout, and eligible delivery services, as well as 3% back on drugstore purchases. Travel purchased through Chase Ultimate Rewards® earns 5% cash back, giving frequent travelers even more value. Beyond rewards, the Chase Freedom Unlimited® Card also features a 0% introductory APR for 15 months on purchases and balance transfers, followed by a competitive variable APR. This makes it an attractive option for those planning large expenses or consolidating debt. With no annual fee, you can focus on maximizing rewards without worrying about costs. Pairing the card with other Chase products enhances its value even further, allowing cardholders to transfer points for greater redemption flexibility, including travel perks through Chase partners.
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Does the Chase Freedom Unlimited® Card have an annual fee?
No, this card does not charge an annual fee, making it a cost-effective option for all cardholders.
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What credit score do I need to qualify?
Generally, you’ll need a good to excellent credit score (typically 670 or higher) to qualify.
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How do I redeem cash back earned with this card?
You can redeem rewards for statement credits, direct deposits, travel bookings, gift cards, or purchases through Chase’s Ultimate Rewards® portal.
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Does the card offer a welcome bonus?
Yes, new cardholders are often eligible for a sign-up bonus after meeting a minimum spending requirement in the first few months.
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Is the Chase Freedom Unlimited® Card good for travel?
Yes, especially when booking through Chase Ultimate Rewards®, where you earn 5% cash back. Plus, rewards can be transferred to travel partners if paired with premium Chase cards.
How to Apply for the Chase Freedom Unlimited® Card
Applying for the Chase Freedom Unlimited® Card is straightforward and accessible to most consumers with good to excellent credit. You can begin the process online by visiting Chase’s official website and filling out the secure application form. Applicants are typically asked for basic personal details such as name, address, Social Security number, income, and employment status. Chase evaluates applications based on creditworthiness, income stability, and overall financial profile. Many applicants receive instant approval, but in some cases, Chase may take additional time to review. If approved, you’ll receive your new card by mail, usually within 7–10 business days. The card can then be activated online or by phone, allowing you to start earning rewards immediately. Before applying, it’s recommended to review Chase’s guidelines, such as the “5/24 rule,” which limits approvals if you’ve opened five or more personal credit cards in the past 24 months. Understanding these criteria can improve your chances of success. Applying with a solid credit history and manageable debt levels ensures the best outcome when requesting the Chase Freedom Unlimited® Card.