Chase Freedom Unlimited® Credit Card
The Chase Freedom Unlimited® offers competitive cashback, a welcome bonus, no annual fee, and extra benefits like purchase protection and travel perks.
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Unlimited 1.5% cash back on every purchase
Earn unlimited 1.5% cash back on every purchase, making it easy to collect rewards on all your everyday spending without tracking rotating categories or caps.
3% cash back on dining and drugstores
Enjoy 3% cash back at restaurants and on drugstore purchases, helping you maximize rewards where many people spend frequently.
Introductory 0% APR on purchases and balance transfers
Benefit from an introductory 0% APR on purchases and balance transfers for a set period, which can help manage larger expenses or consolidate debt.
Flexible redemption options
Redeem rewards flexibly for travel, gift cards, or statement credits, giving you multiple ways to use your cash back based on your goals.
Why Choose the Chase Freedom Unlimited® Credit Card
The Chase Freedom Unlimited® Credit Card stands out for its straightforward rewards structure that suits a wide range of spending habits. Cardholders earn a flat 1.5% cash back on all purchases, making it a great choice for those who want consistent earnings without juggling rotating categories. In addition, Chase enhances its value by offering 3% cash back at restaurants and drugstores, plus 5% back on travel booked through Chase Ultimate Rewards®. Beyond rewards, the card provides practical financial benefits. New cardholders receive an introductory 0% APR on purchases and balance transfers for a set period, which can help manage larger expenses or consolidate debt. With no annual fee, the Chase Freedom Unlimited® is a low-risk option for anyone wanting long-term rewards. Finally, Chase’s security and fraud protection features ensure peace of mind, making this card a reliable companion for everyday use.
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Is the Chase Freedom Unlimited® Credit Card really free to use?
Yes, the card has no annual fee, allowing you to enjoy rewards without extra yearly costs.
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What credit score do I need to qualify?
Most applicants need a good to excellent credit score, generally 670 or higher.
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Does the card offer travel benefits?
Yes, you earn 5% cash back on travel booked through Chase Ultimate Rewards®, plus purchase protections.
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Can I redeem rewards for cash?
Absolutely. Rewards can be redeemed as cash back, statement credits, travel, or gift cards.
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Is there an intro APR offer?
Yes, new cardholders enjoy a 0% introductory APR on purchases and balance transfers for a limited period.
How to Apply for the Chase Freedom Unlimited® Credit Card
Applying for the Chase Freedom Unlimited® Credit Card is simple and can be done online in just a few steps. Start by visiting Chase’s official website and navigating to the credit cards section. From there, you’ll find the application form where you’ll need to provide personal information such as your name, address, income, and Social Security number. Chase will then perform a credit check to determine your eligibility. To improve your chances of approval, it’s recommended to have a good to excellent credit score, typically in the range of 670 or higher. Once approved, your card will be mailed to you, usually within 7–10 business days. New cardholders may also qualify for a sign-up bonus if they meet the minimum spending requirement within the first few months. By applying online, you’ll have the opportunity to check your application status and receive updates quickly, making the process seamless and efficient.