Chase Sapphire Preferred® Credit Card: Unlock Travel Rewards Like Never Before
The Chase Sapphire Preferred® Credit Card is one of the most popular travel rewards cards in the United States, offering generous point-earning opportunities, valuable redemption options, and exclusive benefits for travelers. With its strong rewards program, flexible transfer partners, and enhanced travel protections, this card is designed for those who want to maximize their spending power both at home and abroad. Whether you’re booking flights, dining out, or planning your next getaway, the Sapphire Preferred® helps you make the most of every purchase.
By: Zienic
Earn valuable Chase Ultimate Rewards® points on travel and dining purchases
The Chase Sapphire Preferred® Credit Card lets you earn bonus points every time you spend on travel and dining, making it a great option for frequent travelers and food lovers who want to maximize rewards quickly.
Access flexible redemption options with transfer partners
Points earned can be redeemed through Chase Ultimate Rewards® for flights, hotels, and more, or transferred at a 1:1 ratio to leading airline and hotel partners for even greater flexibility and value.
Enjoy premium travel protections
The card includes trip cancellation/interruption insurance, baggage delay coverage, and primary rental car insurance, providing peace of mind whenever you travel.
Get a generous welcome bonus
New cardholders can earn a valuable welcome bonus after meeting the minimum spending requirement in the first three months, giving your rewards a powerful start.
Why the Chase Sapphire Preferred® Credit Card Stands Out
The Chase Sapphire Preferred® Credit Card has earned its reputation as one of the best entry-level premium travel cards on the market. One of its biggest advantages is the earning power: cardholders receive bonus points on travel, dining, and select categories, making it easy to accumulate rewards quickly. Points earned can be redeemed through Chase Ultimate Rewards® for flights, hotels, car rentals, and experiences—often at a higher value when booked directly in the portal. Additionally, the flexibility of transferring points to major airline and hotel loyalty programs makes this card especially valuable for frequent travelers seeking maximum redemption value. Beyond rewards, the card also includes robust travel protections like trip interruption insurance, baggage delay coverage, and primary rental car insurance—features typically reserved for higher-tier premium cards. For a modest annual fee, the Sapphire Preferred® strikes an ideal balance between affordability and premium benefits. Whether you’re new to travel rewards or looking to enhance your current setup, this card is a solid choice to elevate your travel experiences.
-
What credit score do I need to qualify for the Chase Sapphire Preferred®?
Most applicants are approved with good to excellent credit, typically a FICO score of 670 or higher.
-
Is there an annual fee for the Chase Sapphire Preferred® Credit Card?
Yes, the card has an annual fee, but it is modest compared to premium travel cards and is often outweighed by the value of the rewards and benefits.
-
Can I transfer Chase Ultimate Rewards® points to airlines or hotels?
Yes, points can be transferred at a 1:1 ratio to multiple leading airline and hotel partners, giving you more flexibility in redemption.
-
Does the card offer travel insurance?
Yes, the card includes a range of travel protections such as trip cancellation/interruption insurance, rental car coverage, and baggage delay reimbursement.
-
How long does it take to receive the welcome bonus?
The welcome bonus is typically awarded after you meet the minimum spending requirement within the first three months of account opening.
How to Apply for the Chase Sapphire Preferred® Credit Card
Applying for the Chase Sapphire Preferred® Credit Card is straightforward, and most applicants can complete the process online in just a few minutes. Start by visiting Chase’s official website and navigating to the card’s application page. You will need to provide standard personal information such as your name, address, Social Security number, and employment details. Chase will use this information to verify your identity and evaluate your creditworthiness. It’s generally recommended that applicants have a good to excellent credit score—typically 670 or higher—to improve the chances of approval. Chase may also consider your overall relationship with the bank, your income, and your recent credit activity. Once your application is submitted, you may receive a decision instantly, although in some cases, additional review may be required. If approved, your card will typically arrive within 7–10 business days. Before applying, make sure to review the current welcome bonus offer, as these promotions can vary and significantly increase the value of your rewards. With a successful application, you’ll be well on your way to enjoying enhanced travel perks and valuable points on your everyday spending.